Now on the App Store

Budget around what you actually have to pay for.

Piezza turns your income into Needs: rent, data, fuel, and the car repair you know is coming someday. It tells you which ones are funded, overdue, overspent, or still short.

Works in ₦ Naira

Download on the App Store Download on the App Store Coming soon on Google Play
Piezza Needs screen showing Car Maintenance, Electricity and Emergency Funds with funding status
🏠 RentDue Oct 28 Fully funded
📱 Data & Airtime₦50,000 cap Overspent
🚗 Car MaintenanceDue Saturday $80 needed
⚡ ElectricityDue Nov 14 Overdue
The problem

Your bills don't reset on the 1st.

Most budgeting apps assume your financial life starts over cleanly every month. Real obligations don't work that way. Some recur on odd intervals, some drift across month boundaries, some are overdue, and some happen once, whenever they happen.

Where a monthly budget resets When the money is actually due
The solution

Tell Piezza what you need and when. It keeps track.

Rent on the 28th, the car service every six weeks, a laptop by December. Piezza tracks each one, shows how close it is to being funded, tells you when it's overdue, and shows what's left as you spend, so the money is there when it comes up.

Tell it what and when

Set it up once

How much, how often, when it's due, and how to refill. Piezza remembers it for every cycle after.

🏠 Rent
Every cycle I want to

₦3,000 left over, so ₦347,000 tops it back to ₦350,000.

Piezza keeps track

Always know where each Need stands

How close it is to funded, whether it's overdue, and what's left as you spend.

  • 🏠

    Rent

    Due Oct 28
    ₦227,500 needed

    Funding progress ₦122,500 of ₦350,000

  • ⚡

    Electricity

    Due Oct 14
    Fully funded

    Due date In 2 days

  • 🛒

    Groceries

    ₦60,000 this cycle
    On track
    • Market run−₦8,500
    • Supermarket−₦12,000

    Left to spend ₦60,000 left

How it works

Every inflow gets a job.

Needs overview Splitting income across needs Log expense screen Transactions list Insights screen
  1. 01

    Create your Needs

    Recurring ones like rent or data, one-time ones like a new phone. Give each an amount, a due date, and a schedule that matches reality, not the calendar.

  2. 02

    Assign incoming money

    When income lands, split it across your Needs right away, or let Piezza suggest the split. Nothing sits around unassigned.

  3. 03

    Log what you spend

    A few taps per transaction. Each Need's status updates as you go: funded, overdue, overspent. You always know where you stand.

  4. 04

    See every move

    Your history, grouped by day, with In, Out and Net at a glance — in every currency you use.

  5. 05

    Spot the patterns

    Insights rank your Needs by what they actually cost you, so you can see where the money really goes.

Piezza Needs screen flagging an unresolved overspend on Car Maintenance
When the unexpected happens

Overspent? That money came from somewhere.

Most budgeting apps stop at "over budget". When surprise car repairs blow past what you kept for Car Maintenance, Piezza flags it and has you choose which Needs cover it, so you always know what's left for everything else.

  • Overspends are flagged, not buried
  • Choose which Needs cover it
  • See what's left for everything else
Can I afford this plan?

Find out before it's due, not after you've overspent.

Piezza plays out your upcoming Need occurrences in date order against your expected income and running balance. If something won't be covered, you'll know weeks ahead, while there's still time to do something about it.

Not feasible Short by $70.96 for Car Maintenance on 26 Dec
Short by $70.96
Income Need due Can't be covered
Can I afford this plan screen showing Not feasible
Multi-currency, natively

It started with the Naira. It doesn't stop there.

Get paid in one currency and spend in another? Piezza tracks each Need in the currency you actually pay it in, side by side, with no spreadsheet gymnastics.

Built for awareness, not autopilot

No bank-SMS scraping. On purpose.

Piezza doesn't auto-import your bank feed and call that budgeting. You log what you spend, deliberately. It's a little friction, and that's the point: logging every spend yourself builds a habit of knowing where your money goes. Passive automation quietly wears that habit away.

  • A few seconds per log, with suggestions as you type
  • Instant feedback on the Need you just spent from
  • Awareness that compounds, month after month

Give every naira, dollar and pound a job.

Free on the App Store. Coming soon to Google Play.

Download on the App Store Download on the App Store Coming soon on Google Play